Recover What You're Owed with an Orlando Debt Recovery Attorney
When a customer or client won't pay, business debt recovery is the process of collecting on unpaid invoices, open accounts, and defaulted notes—through demand, negotiation, or suit. As an Orlando, Florida debt recovery and collections attorney, Keough Law helps businesses turn overdue receivables into cash.
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An unpaid invoice is your money
You did the work. You delivered the product. And now the payment that belongs in your account is sitting in someone else's. Unpaid receivables aren't just an accounting line—they choke cash flow, force you to float payroll, and reward the customers who pay late at the expense of the ones who don't.
The longer a balance ages, the harder it is to collect. Debtors move money, plead disputes, or simply bet that chasing them isn't worth your time. A collections attorney changes that calculation—quickly and, where possible, without torching a relationship you'd rather keep.
- Unpaid customer invoices
- Open accounts & accounts stated
- Defaulted promissory notes
- Personal & corporate guaranties
- Vendor & service contract balances
Why a lawyer collects what an agency can't
A collection agency can send letters and make calls. It can't file a lawsuit, enforce a personal guaranty, or garnish a bank account. When a debtor knows there's no real consequence behind the notices, the notices get ignored.
An attorney-signed demand—and the credible threat of suit and judgment behind it—changes the debtor's incentives immediately.
Letters and calls
- Cannot file a lawsuit
- Cannot enforce a guaranty
- Cannot garnish or lien
- Often takes a large percentage
Real legal leverage
- Attorney-signed demand letters
- Lawsuit on the debt when needed
- Garnishment, liens & judgment collection
- Recover fees where the contract allows
From overdue to recovered
Keough Law helps established businesses collect on the invoices, accounts, and notes they're owed—starting with a demand and escalating to suit and judgment collection when a debtor won't cooperate. The goal is simple: get your money back with the least cost and delay.
“We'd written off the money. One letter from Shaun and a clear plan later, we were paid. Wish we'd called him months earlier.”
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Collections Matter
Recovery, step by step
We start with the lightest touch that works and escalate only as far as the debtor forces us to. You stay informed—and in control of the cost—at every stage.
Demand Letters
A firm, attorney-signed demand often recovers payment on its own—before any lawsuit, on a predictable flat fee.
Collections Litigation
Suits on unpaid invoices, open accounts, accounts stated, and breach of contract when a demand isn’t enough.
Promissory Notes & Guaranties
Enforcing defaulted notes and personal guaranties so an owner can’t hide behind the business.
Judgment Collection
Garnishment, judgment liens, debtor exams, and domesticating out-of-state judgments so you actually get paid.
Start with a flat-fee demand
Many collections start with a flat-fee demand letter, so the first step costs you a known, modest amount—and frequently gets you paid without a lawsuit. If litigation is needed, we scope it to the balance at stake and, where your contract allows, pursue your attorney's fees from the debtor.
We'll be straight with you about whether a debt is worth chasing during your free consultation.
Direct, no-nonsense recovery
You work directly with Shaun Keough, not a call center. Collections is one piece of our broader business litigation practice, so if a simple nonpayment turns into a breach-of-contract fight, you already have the right lawyer.
Debt recovery questions
When is it worth hiring an attorney to collect a debt?
Usually once the amount is meaningful to your business and the customer has stopped responding or is breaking payment promises. An attorney-signed demand letter carries far more weight than another invoice, and it’s often enough to get paid. For larger or disputed balances, early legal involvement protects your deadlines and leverage.
How is this different from a collection agency?
A collection agency can call and send notices, but it can’t file suit, enforce a guaranty, or garnish a bank account—only a lawyer can. We can escalate all the way from a demand letter to a judgment and collection, and we tailor the approach to preserve business relationships you may want to keep.
What can I recover besides the unpaid balance?
Often more than the invoice itself. Depending on your contract and the type of claim, you may be able to recover interest, late fees, and—where a contract or statute allows—your attorney’s fees and costs. We review your agreements up front to identify every category of recovery available.
How long do I have to sue on an unpaid debt in Florida?
Generally five years for a written contract and four years for an oral contract or an open account, measured from when the debt became due. Those windows can be shorter than you expect, and waiting also gives the debtor time to move money, so it’s best to act early.
The customer says they won’t pay because of a dispute. Now what?
That’s common, and it doesn’t mean you lose. We assess whether the dispute is legitimate or just a stalling tactic, and build the case accordingly. Many “disputes” evaporate once a credible claim is filed; genuine ones we position for a favorable settlement or trial.
Ready to protect
what you've built?
Schedule a free, confidential consultation. We'll talk through your situation and figure out the right next step together.